If you’ve found us, you’re probably looking for advice on how to get your shit together, financially speaking. Welcome. But before we start talking about said shit, please allow us to introduce ourselves. Kind of. We are not experts on investing or how to get rich quick or how to barter your way from a single red paperclip to a house. We are experts in what not to do. We have made a fuck ton of mistakes over the past 2 decades. We learned all…
So, now you know the main options for retirement accounts. But what do you invest in? Determining your risk threshold is an important first step. How comfortable are you with swings in…
Fair warning, this may be the driest post I’ve ever written, so you may want a caffeine boost before you settle in. Exploring the differences between 401(k) and Roth IRA accounts just…
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We continued to live a life of instant gratification and excess for the beginning of 2008. A few articles ago, I talked about credit card debt and how I never …
So, how much money do you need to save? Again, I’m not here to dictate an amount or a percentage to you. You have to decide for yourself what your …
In 2007, life was amazing. We were complete morons, but hadn’t come to that realization yet, and as they say, ignorance is bliss. Right up until the light bulb snaps …
We’re about to start getting into the good stuff. Not just getting yourself out of debt, but building some savings, and before long, some wealth. But before delving into the …
Despite our monumental stupidity, we have been incredibly fortunate. For the most part. We have run into a bit of bad luck from time to time in business. And unfortunately, …
Interest is a bitch.* The amount of money financed on car loans, student loans, personal loans, and credit card debt is enormous (we’re talking trillions, with a T). And the …
When Scott was 19 and I was 20, we joined a legal pyramid scheme, otherwise known as a multilevel marketing company, or an MLM. You’ve probably heard of them – …
So, now that you’ve done a budget (you did do one, right?), you know where you’re spending all your money. And you were brutally honest about what’s a necessity and …
As I said in our first post, we’ve made a fuck ton of mistakes. It’s gonna take several posts to cover them all. Here’s the first, credit card debt. When …
Budgeting. Unless you are a complete nerd (like me), budgeting probably sounds like utter drudgery. But if you are a nerd, you may already know that spreadsheets are fucking delightful. …
Welcome to our blog, we are really happy to have you here. Please feel free to explore the articles we have posted and ask questions in the comment section if there is anything we can help with! You might want to take a bit of time to read about Our Personal Finance Journey. We have a dedicated section with all of these articles organized in order, it's a bit of a roller coaster ride!
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Please enjoy, we hope we can offer your some helpful information based on our own experiences.
Kat & Scott
