If you’ve found us, you’re probably looking for advice on how to get your shit together, financially speaking. Welcome. But before we start talking about said shit, please allow us to introduce ourselves. Kind of. We are not experts on investing or how to get rich quick or how to barter your way from a single red paperclip to a house. We are experts in what not to do. We have made a fuck ton of mistakes over the past 2 decades. We learned all…
So, now you know the main options for retirement accounts. But what do you invest in? Determining your risk threshold is an important first step. How comfortable are you with swings in…
Fair warning, this may be the driest post I’ve ever written, so you may want a caffeine boost before you settle in. Exploring the differences between 401(k) and Roth IRA accounts just…
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Scott’s latest business has continued to increase its revenue each year, which allowed us to increase our monthly payments to IRS, first to $1,300, then to $1,800, and eventually to …
So, now you know the main options for retirement accounts. But what do you invest in? Determining your risk threshold is an important first step. How comfortable are you with …
In October 2017, not even 2 full months after we signed our second installment agreement with the IRS, we filed our taxes, and we owed more than we had paid …
Fair warning, this may be the driest post I’ve ever written, so you may want a caffeine boost before you settle in. Exploring the differences between 401(k) and Roth IRA …
When Scott got laid off near the end of 2013, we were in trouble. He made about 60% of our income. He was able to collect unemployment for 6 months, …
In the last article I posted we talked about Cord Cutting and the impact it can have on your monthly budget. This post will follow in those footsteps and hopefully …
Once you’ve built an emergency fund, and perhaps even while you are building it (I will get into more detail on that in a future post), it’s time to do …
At this point in time I think most people are somewhat familiar with cord cutting. If you aren’t well, this might be interesting. To get started it should be said …
About half way through 2008, the housing market bubble was revealed for the house of cards it was, and it imploded. Taking the economy, and business number 3, with it. …
Where do you keep this emergency fund you’re establishing? Our recommendation at this time is to keep the bulk of it in an online savings account.* This is where interest …
Welcome to our blog, we are really happy to have you here. Please feel free to explore the articles we have posted and ask questions in the comment section if there is anything we can help with! You might want to take a bit of time to read about Our Personal Finance Journey. We have a dedicated section with all of these articles organized in order, it's a bit of a roller coaster ride!
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Kat & Scott
