I Can See Clearly Now – Pay Down Debt
Scott’s latest business has continued to increase its revenue each year, which allowed us to increase our monthly payments to IRS, first to $1,300, then to $1,800, and eventually to …
Journey
Only Darkness Everyday – Owe Back Taxes? It Hurts!
In October 2017, not even 2 full months after we signed our second installment agreement with the IRS, we filed our taxes, and we owed more than we had paid …
Ain’t No Sunshine – Cutting Expenses
When Scott got laid off near the end of 2013, we were in trouble. He made about 60% of our income. He was able to collect unemployment for 6 months, …
When I’m 64 – Let’s Start Investing
Once you’ve built an emergency fund, and perhaps even while you are building it (I will get into more detail on that in a future post), it’s time to do …
Taxman – The Tax Comes Due
About half way through 2008, the housing market bubble was revealed for the house of cards it was, and it imploded. Taking the economy, and business number 3, with it. …
Take the Money and Run – The Online Savings Account
Where do you keep this emergency fund you’re establishing? Our recommendation at this time is to keep the bulk of it in an online savings account.* This is where interest …
In This Life of Luxury – Why Pay Taxes Today?
We continued to live a life of instant gratification and excess for the beginning of 2008. A few articles ago, I talked about credit card debt and how I never …
Make A Stash – Your Emergency Fund
So, how much money do you need to save? Again, I’m not here to dictate an amount or a percentage to you. You have to decide for yourself what your …
I Love To Live So Pleasantly – Stop The Spending
In 2007, life was amazing. We were complete morons, but hadn’t come to that realization yet, and as they say, ignorance is bliss. Right up until the light bulb snaps …
Are You Happy Now? – Spending Money Won’t Help
We’re about to start getting into the good stuff. Not just getting yourself out of debt, but building some savings, and before long, some wealth. But before delving into the …
